Today, Hire the Real Estate Relocation & Foreclosure Expert in St. Louis
Your Ready Resourcefor Your Important Decision Points.
Let Us Help You Find the Best Homes For Salein Chesterfield:Which home to buy? How much to offer? Where do we find Bank-Owned properties? Who will help me buy a Short-Sale? When & whether to remove contingencies? Will I see all homes available, or just those the agent picks? Will I get all my questions answered? Will I see my agent after I sign the contract? How can I be sure the agent doesn't have adverse interests to mine?
-- to name only a few of a hundred plus questions -- that need professional guidance to find the Best Home For Sale.
with undivided loyalty to You -- the Engaged Client Buyer.
Interested in Foreclosures & Short-Sales?
Hire Us to Help You !
knowledge, expertise & dedication
Your Chesterfield Relocation Real Estate Company sm
We do not represent the sellers of houses at any time.
We choose to align ourselves with only the purchaser,
providing the ultimate in service, loyalty, due diligence, confidentiality & fiduciary responsibility.
Exclusively for Buyers Only
Foreclosure Bargains are on the Block in almost Every Neighborhood
Even in affluent communities, foreclosures often offer a chance to buy a luxury home for as much as 20%, 30%,40%, 50% or more off the normalized market value. One in every seven homes are in some state of distress; find the "homes for sale" that best fit you. Mortgage payments 30 days behind, Home Owner Association fees overdue, County property taxes not paid, Liens placed on public record and many other factors to bring the house into being called a "Distressed Property". Bank-owned properties receive our special attention.
Distressed Properties = 30.7% of All Transactions
REO Sales Drop to 12.8 %; Short Sales Increase to 17.9%
A growing number of would-be homebuyers see foreclosed homes as bargains;
and they're right -- if you have professional help.
Consider buying a foreclosed home, you will be helping the real estate industry
absorb the excessive inventory and save money for yourself.
We will show all types of homes as well as bank-owned, so you will make
the decision which home is best for you, after you see all that are available.
Top concerns on buying a foreclosure include hidden costs, the riskiness of the process,
and fears that the home may lose some value after it is purchased or that interest rates
will rise to such levels that preclude buying their dream home.
We will address those issues to your complete comfort and then find the "homes for sale" that best fit you.
Call MetroStar,® REALTORS® 636.386.2000
You have arrived at: BuyChesterfieldHomes.com
The real estate market forecast, Summer 2010:
"the current historically low interest rates and the pressed down prices that have slid 30% since 2006; afford the smart and motivated consumer to take advantage of the unique opportunities at hand, and without further delay. Don't kick yourself, when 2013-14 again repeats history of the 1983-84 recovery -- with nearly a vertical spike recovery in home prices."
"Lock-In Low Interest Rates & Secure Low Home Prices --- now in the once-in-a-lifetime Perfect Storm for Buyers."
John Holst, MetroStar Broker. April 22, 2010
Each 1% increase in interest rates adds 19% to cost of home
It is just not worth the risk to wait any longer; any rise in interest rates
more than off-sets any slight continued decline in over-all market prices.
RISK = Rise of Interest Rates > Short-Term Decline in Value
Our role as Your Relocation Specialized Realtor® today is to be your favorite conduit of information, providing all the resources our clients need to make the best possible decision for their unique situation. We realize some clients want the Home Buying Process to be a Team Sport, some more than others, we are fine with that -- and encourage client involvement, we can point people in the right direction to find what they need -- to come up with all the information and to have the fun of discovering the solutions yourself, as much as you want. And we will always be ready to blend-in our years of expertise to keep the mission heading towards the ultimate success of finding the best home at the best price.
Did you know . . . The Banks / Sellers pay our normal buyer-side commission fee
In buying real estate, you can get Exclusive Buyer Representation at no additional cost to you? Agents' commissions are typically paid for by the seller at closing time
MetroStar® believes: "We will help you Select your Best Dream Home First, and, then -- let us Price-it-Down to a Bargain."
Too many people go for the "bargain" first, and not the "best home" first. Don't miss buying the Best Home -- let the price be taken down by us as Your Buyer's Broker. The MARKET has become as ONE, with every segment subject to the same downward price pressures -- so through MetroStar's expertise you can purchase the best at the lowest possible price. MetroStar® helps you each step of the way. We will show you ALL available segments: Bank-Owned, Foreclosed, Pre-Foreclosed, Silent Market, Motivated Sellers in the MLS and Corporate-Owned Relocation Bargains – then You will have access to all segments of homes to buy -- that meet your exact needs and dreams.
Engage Today MetroStar® THE EXCLUSIVE BUYER'S BROKER
to SecureThe Bargain on the Best Home
Your Foreclosure Focused Buyer’s Broker trained to handle Incoming Relocations in the CHESTERFIELD MO 63005 63017 areas. Offering you our EXCLUSIVE BUYER'S BROKER services to find the Foreclosure Bargain for you in the St. Louis area. Executive INCOMING RELOCATIONS into the Saint Louis MO and Chesterfield Missouri areas are our specialty. Community Experts for foreclosure.com and realtytrac.com to help your home buying success -- be sure to engage a Buyer's Broker like MetroStar Realtors to represent your interests. Find the Best Homes For Salein Chesterfield.
We Want to Earn Your Referrals! ™
“A referral is s ending someone you care about to
someone you respect.”
May I have the opportunity to earn your referrals ?
You'll love the all the resources available to you, but these will never replace the time we spend with you, serving as your personal guide through this exciting process. Just wait until you see our Turbo-Charged Home Tour Package that we custom prepare for each home that you will tour.
** Every Room and Area are Covered in the Full Version our
MetroStar® Dream Home Scorecard ™
ONLY, for our Engaged Buyer Clients
GUARANTEE: We will assure you, that you never had the amount of extensive information described above, even on the home you live in now, BEFORE, you contracted and closed on it. You're On! Find the Best Homes For Salein Chesterfield.
But, there is more. Once you select your "TOP THREE"; then we review for you even more information on the three properties: homes sold within the last year within a one mile radius, and the median & average cost, and the cost per square foot, and days on the market it took to be purchased, and . . . much much more.
Let's get together & talk about Your home buying plans.
Call us at the office at: 636.386.2000
or the cell phone of our Broker: John C. Holst, Jr. 314.440.3400
The Proven Method of Home Selection for 25+ Years!
Call MetroStar,® REALTORS® 636.386.2000
Overseas Personnel Eligible for Tax Credit Military on overseas mission: you have until April 30, 2011
Chesterfield Missouri Members of the military or some federal institutions who served overseas between Dec. 31, 2008, and May 1, 2010, have another year to take advantage of the home buyer tax credits for homes in the St. Louis area. Eligible taxpayers who are in the armed forces or who are members of foreign-service or intelligence organizations can earn home buyer tax credits if they enter into a binding contract to buy a Wildwood / Ballwin / Chesterfield area home.
Military Tax Credit: Buy a principle residence in the Saint Louis area before April 30, 2011 and close on that contract by June 30, 2011.
The tax credit applies to any individual (and, if married, the individual’s spouse) who served on qualified official extended duty service outside of the United States for at least 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010. Email us fom overseas, we will email back available Chesterfield area homes for you to consider when you return to the States.
Military Housing Tax Credit for St. Louis Soldiers
First-time Chesterfield area Home Buyers within certain income qualifications can earn tax credits of up to $8,000. Previous home owners are eligible for tax credits of up to $6,500 if they are replacing a principal residence they have owned for any five-consecutive-year period during the preceding eight years.
Buy a Chesterfield area Home when You return!
I appreciate your service to our country --
as the son of an U.S. Army Military Police Sergeant (Bronze Star Medal recipient & Expert Marksmanship Badge) who served as General Douglas MacArthur's personal body guard in WW II; 1943-1946 Security Staff of MacArthur's General Headquarters (GHQ) in Brisbane - Australia, Auckland - New Zealand, Hollandia - New Caledonia, Miline Bay - New Guinea and Manila - Philippines. THANK YOU FOR PROTECTING OUR FREEDOM.
Sgt. John C. Holst, 784th Military Police Battalion (1914-1995)
Get all the Details on Military Tax Credit from the IRS:
Learn what this means to you, and how much home you can buy?
1. Say you want your P&I house payment to be $950 /month
At 5.5% interest the bank will give you a $167,200 Loan.
At 7.0% interest only a $142,700 Loan.
You just lost $24,500 of purchasing power, same payment!
2. Say you want your ideal principal & interest (P&I) payment to be $2,000 /month:
At 4.95% you can buy a $373,664 loan for a house.
At 6.50% you can buy a $316,363 loan for a house.
That is $57,301 more house by locking-in the 4.95% rate.
Same monthly payment! More House!
18.1% more house by buying when the rate is at 4.95%.
Buy Now! Lock-in historically low mortgage rates!
Interest Rates Have Nowhere to Go but Up
On Sunday April 11, 2010, 1:00 pm EDT
The impact of higher rates is likely to be felt first in the housing market, which has only recently begun to rebound from a deep slump.
The rate for a 30-year fixed rate mortgage has risen half a point since December, hitting 5.31 last week, the highest level since last summer.
Along with the sell-off in bonds, the Federal Reserve has halted its emergency $1.25 trillion program to buy mortgage debt, placing even more upward pressure on rates.
“Mortgage rates are unlikely to go lower than they are now, and if they go higher, we’re likely to see a reversal of the gains in the housing market,” said Christopher J. Mayer, a professor of finance and economics at Columbia Business School. “It’s a really big risk.”
Each increase of 1 percentage point in rates adds as much as 19 percent to the total cost of a home, according to Mr. Mayer.
Just as significant as the bottom-line impact will be the psychological fallout from not being able to buy more while paying less — an unusual state of affairs that made consumer spending the most important measure of economic health.
For young home buyers today considering 30-year mortgages with a rate of just over 5 percent, it might be hard to conceive of a time like October 1981, when mortgage rates peaked at 18.2 percent. That meant monthly payments of $1,523 then compared with $556 now for a $100,000 loan.
Some firms, like Morgan Stanley, are predicting that rates could rise by a percentage point and a half by the end of the year. Others, like JPMorgan Chase are forecasting a more modest half-point jump.
But the consensus is clear, according to Terrence M. Belton, global head of fixed-income strategy for J. P. Morgan Securities. “Everyone knows that rates will eventually go higher,” he said.
The Best of Chesterfield™
• Best Coffeehaus'
• Best Restaurants
• Best Seasonal Places
• Best Winery Day Trips
• Best On-Line Home Stores
• Best High Def Weather Radar
On left tab: Click on "Best Shops of Chesterfield"
The title stands to sound reason -- that the reason it's referred to as practice, is because it changes too often to be mastered once and for all. Like Medicine or Law; Real Estate is truly an on-going practice that requires constant learning and dedicated aspirations to obtain the wisdom to claim a certain expertise, but knowing there is always more to learn.
Accredited Buyer Representative ®
Why should I select an Accredited Buyer’s Representative (ABR®) ? The Accredited Buyer’s Representative (ABR®) Designation is the
BENCHMARK OF EXCELLENCE IN BUYER REPRESENTATION
This coveted designation is awarded by the Real Estate Buyer’s Agent Council (REBAC), an affiliate of the National Association of REALTORS®, to real estate practitioners who meet the specified educational and practical experience criteria.
Accredited Buyer’s Representative ABR®
Find the Best Homes For Salein Chesterfield & Wildwood
MASTER BROKER With Attitude: "Protect Buyer's Rights & Interests"
.com
Finding the REALBARGAIN w/ MetroStar®
We Serve You, THE BUYER, and Only You! sm
How will The Exclusive Buyer's Brokerhelp you?
• Find the right home & neighborhood for You
• Negotiate the best price; the lowest possible
• Navigate the many pitfalls & risks all the way to closing
Clients with all the MetroStar,® REALTORS® Professional "Buyer-Only" Services in purchasing a home actually increase the odds to get the lowest possible price; plus our very helpful 14 page RoadMap to Closing™ checklist that is customized for each of our Buyer Clients to insure you understand the process in a step-by-step manner -- a very smooth path to follow to the closing of the sales contract.
"Worth Double its Weight in Gold" said a satisfied client
ROADMAP TO CLOSING™ Checklist
An Exclusive Buyer's Broker is a specially trained real estate practitioner who works solely on behalf of Buyers and never takes residential listings or represents home Sellers. We bring to you Fiduciary-Level Representation to protect only your best interests all the way through the transaction: evaluating the desired property you need, finding the best home from all of the various channels that are available (more than any other broker has available), determining the pricing strategy that best serves your interest, handling all the closing details smoothly that will make the entire process very enjoyable and successful. We bring the expertise, Certification as a Short Sales & Foreclosure Resource to professionally represent Buyers. Only 3500 nationwide have earned this new 2009 certification.
Most banks & foreclosed inventory holders require buyers to have certified representation by a real estate broker;
Select the Best Representation -- MetroStar®
Trained & Certified in Purchasing Bank-Owned Foreclosures & Short Sales.
Can I buy a house directly from Fannie Mae without going through a real estate sales professional?
No. Fannie Mae depends on the expertise of local real estate sales professionals and accepts offers only through our real estate listing agents. You may work with any real estate sales professional to submit an offer to the real estate agent who has listed the property.
What does this mean for you? Since the Seller usually pays the Buyer-Side real estate commission -- then, Select the Best Buyer's Broker!
Why engage our BUYER REPRESENTATION ?
The MetroStar,® REALTORS® Exclusive Buyer Broker & Agent will:
Always remain loyal to the buyer and the buyer's best interests.
Never accept home listings to work for residential sellers.
Determine a property's true market value and inform the buyer of a home's weaknesses and strengths, allowing the buyer to make an informed purchase decision.
Negotiate to get the lowest price and best terms for buyers.
Keep all buyer information, financial status and negotiating strategies confidential.
Show all homes that fit the buyer's needs. This includes all homes from the Multiple Listing Service, For Sale by Owner, Bank Owned, and homes not on the market.
Investigate the neighborhood, the seller's motives and additional pertinent information to assist the buyer in negotiations.
Call MetroStar,® REALTORS® 636.386.2000
MetroStar® SevenStar™ Service Assurance
SevenStar™ Service Assurance #1
PROFESSIONAL INTEGRITY, HONESTY & TRUST
There is only one way to conduct business.
If your customer's not satisfied, all the branding in the world won't save you. sm
Certified Distressed Property Expert® CDPE®
John C. Holst, Jr. ABR®, CDPE® has the distinction of being one of only 15,000 real estate professionals nationwide (with only 200 in the State of Missouri) that have earned the Certified Distressed Property Expert® (CDPE) Designation. CDEP training is changing the way industry veterans’ deal with the changing paradigm of success in the distressed property arena in the current real estate industry. Only 40,000 of 2,000,000 licensees have earned the ABR®.
The Banks recognize MetroStar's huge Web
Presence & Prized Pool of Buyers
i.e. More Available Buyers for the Bank = Best Prices & Terms for You!!
MetroStar®
Prized Pool of Qualified Buyers ™
The Banks Know:
1. All MetroStar® Buyers have Pre-Loan Approvals.
2. All Buyers have formally engaged MetroStar®.
3. All MetroStar® Buyers have Proof of Funds for down payment.
4. The Banks are dealing with a 100% Broker.
5. The MetroStar® reputation to complete contracts to closings.
The Banks Count on It! 100% of accepted contracts have always closed.
Prior "Relocation Homes" present Real Bargains:
Corporate owners are Very Motivated
and want to negotiate a quick closing.
Corporate-Owned properties offer special bargains, the Chief Financial Officer can't wait to get a "Non-Producing" asset off his balance sheet. Often, a corporation will have to buy a relocated executive's home at the last resort and they want to move it as quickly as possible. We find the relocation bargains to consider for your new home.
Comment on the Level of Service
You can Expect from MetroStar® Relocation:
My wife and I would like to express our appreciation for your assistance in buying our new condo. Your professionalism was highly commendable. We were both very impressed with the your preparedness. You gave us every bit of data known on each property. You were so organized, we did not waste anytime while looking at properties. Since we were from out of town, our time was very critical, you always made every minute count and you were always prompt. I know we could not have secured such a property at such a price without your extensive background and knowledge. Your expertise with the paperwork was fantastic, you navigated us through a very challenging contract. I would highly recommend you to anyone seeking to buy property in the St. Louis area. We could not be more pleased with your services before, during, and after the closing. Thank you again for making this a perfect transaction.
Sincerely, M.P. Kirkwood, MO January 2010
The Department of Housing and Urban Development (HUD) has released an updated 2010 version of a booklet that's intended to help consumers comparison-shop for a mortgage.
Frequently, the first person you consult about buying a home is a real estate agent or broker. Although these agents and brokers provide helpful advice, they may legally be representing the interests of the seller and not yours. You can ask your family and friends for recommendations.
It is your responsibility to search for an agent who will represent your interests in the real estate transaction.
U.S. Department of Housing and Urban Development, Washington, D. C.
"If you want someone to represent
only your interests, consider hiring an
“Exclusive Buyer’s Agent”
who will be working for you."
= CHESTERFIELDRE
Don't leave w/o reading: "TOP 10" BUYER TRAPS
1. PICKING THE WRONG CONTRACT PRICE
What price should you offer when you bid on a home? Is the seller’s asking price too high, or does it represent a great deal. If you fail to research the market in order to understand what comparable homes are selling for, making your offer would be like bidding blind. Without this knowledge of market value, you could easily bid too much, or fail to make a competitive offer at all on an excellent value.
"why the offer we make -- is truly the price the Banks should accept"
MetroStar® is the specialist in Foreclosures & Motivated Sales -- defined as liquidity driven sales from banks, financial institutions, relocation inventory, surplus corporate inventory, MLS listings beyond 90 days, new listings by very motivated sellers, builder excess inventory and other sellers that can see the light -- that being, if they want to sell in this "motivated sales" market; then they have to meet the going distressed property price or they will not sell their house. Period.
The MARKET has become as one, with every segment subject to the same downward price pressures so you purchase at the lowest possible price. MetroStar® helps you each step of the way to Price-Downall properties.
"You don't make money in real estate when you sell, You make it when you buy."
Finding the house is almost the easy part,
MetroStar® excels on the Price Negotiation by using our historical bank involvement to justify and document -- why the offer we make -- is truly the price they should accept.
So, What Price Should I Offer?
Offer Price-Tree™ is the creation of MetroStar®, Realtors®
Based upon market factors, we are able to assist our buyers with the Offer Price Tree™ -- to set a series of certain Contract $$ Price Points™ with the respective declining percentage chances of Seller’s or Bank's likely chance of acceptance.
The Offer Price Tree™process and business method are protected proprietary intellectual property.
Again, finding the house is almost the easy part, on a relative basis, where MetroStar® really excels is on the price negotiation by using our historical bank involvement to justify and document why the offer we make -- is truly the price they should accept.Pricing your foreclosure contract offer is an art of threading-the-needle, you have to have the total and relevant information obtained by your Exclusive Buyer's Broker, -- so you don't miss the target. Information and cash are king.
When you truly find your dream home,#1 Put a Contract Offer on the Best Home you Find, that is the most important factor, and then, #2. How do you price a contract offer so you don't lose what you have found and still attempt to pay the lowest possible price. That is what MetroStar® does best, hitting the pricing target you have set -- and more times than not -- for even less.
And, THE SELLER USUALLY PAYS ALL OF MetroStar® FEES! (just a normal real estate commission in 99% of the time)
2. BUYING THE WRONG HOME: AND ONLY CONSIDERING JUST “FORECLOSURES”
Look at all the Best matches in your selected market area to Find Your Best Home to Buy -- (or attempt to buy through a contract offer) -- for the moment be blind to whether of not it is officially distressed (foreclosed). What are you looking for in a home? A simple enough question, but the answer can be quite complex. More than one buyer has been swept up in the emotion and excitement of the buying process only to find themselves the owner of a home that is either too big or too small. Maybe they’re stuck with a longer than desired commute to work, or a dozen more fix-ups than they really want to deal with now that the excitement has died down. Take the time upfront to clearly define your wants and needs. Put it in writing and then use it as a yard stick with which to measure every home you look at.
MetroStar® believes: "We will help you Select your Best Dream Home First, and, then -- let us Price-it-Down to a Bargain." Too many people go for the "bargain" first, and not the "best home" first. Don't miss buying the Best Home -- let the price be taken down by us as Your Buyer's Broker. The MARKET has become as ONE, with every segment subject to the same downward price pressures -- so through MetroStar's expertise you can purchase the best at the lowest possible price. MetroStar® helps you each step of the way. We will show you ALL available segments: Bank-Owned, Foreclosed, Pre-Foreclosed, Silent Market, Motivated Sellers in the MLS and Corporate-Owned Relocation Bargains – then You will have access to all segments of homes to buy -- that meet your exact needs and dreams.
About 60% of our final purchases are foreclosures and bank-owned, 40% are Price-Downs to match the distressed available homes with our documented lower property values.
Best Deal = the Best Home in the Best Neighborhood.
As I tell my clients -- as my Father told his:
"You Buy the Neighborhood, You Live in the Home." sm
3. NOT HAVING A CLEAR TITLE
Make sure very early on in the negotiation that you will own your new home free and clear by having a title search completed. The last thing you want to discover when you’re in the back stretch of a transaction is that there are encumbrances on the property such as tax liens, undisclosed owners, easements, leases or the like.
MetroStar® orders the Title as soon as possible after the home is under contract.
4. INACCURATE / MISSING CRITICAL SURVEY INFORMATION
As part of your offer to purchase, make sure you request an updated property survey which clearly marks your boundaries. If the survey is not current, you may find that there are structural changes that are not shown (e.g. additions to the house, a new swimming pool, a neighbor’s new fence which is extending a boundary line, etc.). Be very clear on these boundary issues.
MetroStar® clients have for years have always had a full Boundary Survey. Now the Feds and Lenders require it. SPECIAL CUSTOMER EXTRA for MetroStar® clients: Mid-Points along the two side lines and the rear property line; the property line will be staked and marked with Surveyor’s Plastic Sealed Driven Pipe; performed at no absolutely additional charge for MetroStar® Clients. Really handy when you fence or landscape your new yard.
5. UNDISCLOSED SELLER OR "JOE-THE-HANDY-MAN" FIX-UPS
Don’t expect every seller to own up to every physical detail that will need to be attended to. Both you and the seller are out to maximize your investment. Ensure that you conduct a thorough inspection of the home early in the process. Consider hiring an independent inspector to objectively view the home inside and out, and make the final contract contingent upon this inspector’s report. This inspector should be able to give you a report of any item that needs to be fixed with associated, approximate cost.
MetroStar® Clients have yet another trained set of eyes over-looking the entire deal. Professional Inspections protect everybody and are a must.
6. NOT GETTING MORTGAGE PRE-APPROVAL FIRST
Pre-approval is fast, easy and free. When you have a pre-approved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.
MetroStar® Clients have access to some very unique Private Mortgage Bankers. The Banks won't take your low offer seriously unless you are proven to qualify to close; Loan Pre-Approval and the Proof of Funds for the balance. You must have all your ducks-in-a-row or the Bank will reject your contract offer.
7. CONTRACT MISSES AND SELLER NON-COMPLIANCE
If a seller fails to comply to the letter of the contract by neglecting to attend to some repair issues, or changing the spirit of the agreement in some way, this could delay the final closing and settlement. Agree ahead of time on a dollar amount for an escrow fund to cover items that the seller fails to follow through on. Prepare a list of agreed issues, walk through them, and check them off one by one.
MetroStar® Clients have the advantage of a seasoned professional to guide you. Unique and surprise gophers pop up on almost every deal, you have to have the experienced Buyer's Broker to handle them in your favor.
8. HIDDEN COSTS AND UNDISCLOSED FEES
Make sure you identify and uncover all costs - large and small -far enough ahead of time. When a transaction closes, you will sometimes find fees for this or that sneaking through after the "sub"-total - fees such as loan disbursement charges, underwriting fees etc. Understand these in advance by having your lender project total charges for you in writing.
MetroStar® Clients are assured that we receive no other types of compensation. Not everybody shares this "Client-First" philosophy, we take nothing under the table, never have, never will. No fee split, No referral percentage, No marketing money, No kick-back, No disguised kick-back, Nothing, Zero. Period.
THE LAW: "No person shall accept any portion, split, or percentage of any charge made or received (by a vendor or supplier) for the rendering of a real estate settlement service."
9. RUSHING THE CLOSING WITHOUT PROFESSIONAL REVIEW
Take your time during this critical part of the process, and insist on seeing all closing paperwork at least the day before you sign. Make sure this documentation perfectly reflects your understanding of the transaction, and that nothing has been added or subtracted. Is the interest rate right? Is everything covered? If you rush this process on the day of closing, you may run into a last minute snag that you can’t fix without compromising the terms of the deal, the financing, or even the sale itself.
It is just too easy to miss a critical step. MetroStar® provides its clients a hold-your-hand path, and very detailed step-by-step “RoadMap To Closing Checklist.” Trust is essential, you have to believe your Buyer's Broker has all of Your interests ahead of theirs.
10. NOT HAVING THE PROPER BUYER REPRESENTATION
Above all else, Choose an Exclusive Buyer’s Agent.
No other type of agent represents only your interests.
The Internet-Empowered Consumer will benefit from having an Exclusive Buyer's Broker.The internet and the paradigm shift to Buyer Agents that specialize as True-Advocates for the Buyer are becoming the driving forces in the real estate transactions of today.However, the sad facts are in the last year almost half of buyers have gone to the closing table without an advocate. **i.e. 49% were NOT represented by a Fiduciary-Level agent that represented and protected the BUYER. Going into a closing without representation is just plain nuts!
Why? Because the Seller or the Seller's Agent have no responsibility to represent any of Your interests!
Buyers need to be represented by their own Buyers Only Representative.
Call MetroStar,® REALTORS® 636.386.2000
MORTGAGE INTEREST RATE "101"
Learn what this means to you, and how much home you can buy?
3. Say you have a $320,000 Pre-Loan Approval
At 5.0% interest your Prin/Int is $1717 /month.
At 6.0% interest your Prin/Int is $1918 /month
Then, You wait too long to select your new home, the interest goes from 5% to 6%, and that adds $201 /month, so what?
$201 /month X 360 months = $72,360 more interest paid over 30 years.
And, You just lost $167,061 of retirement savings,
($201 /month invested at a 5% return)
A total of $239,421 negative swing against your financial health.
4. Say you want your ideal Prin/Int (P&I) payment to be $3,000 /m.
At 4.95% you can buy a $562,039 loan for a house.
At 7.50% you can buy a $429,052 loan for a house.
That is, $132,987 more house by locking-in the 4.95% rate.
Same monthly payment! More House!
31% more house by buying when the rate is at 4.95%.
I love my house; I was truly blessed to find a Realtor like you, John. Thank you -- for all you did! Your help made it so easy for me!!!! Thanks again, M. W. West St. Louis County, MO July 2008
Emergency Rush Relocation: 10 days Start to Closing; Looked at 25 homes on a Sunday, Found three that would work, Under Contract on Monday with her first choice, Inspections completed on Thursday, Closed the next Tuesday, Moved into of her new house Wed/Thurs, Closed on selling her old house on Friday.
And a year later -- a nice unexpected letter from her mother:
John,We think about you often and are so thankful that God sent you to us to help us. It was a year ago today that Michelle began moving in to her new home. We thank God for each and every one of the ANGELS He sent to help her. You were one of them. It was you and all your knowledge and contacts that made it possible. We thank you so much. You were an answer to a prayer! All things are possible with GOD!Thanks again!
Understanding the Buyer's Side of the Relocation Dance.
So, how can we help you?
You have Questions. We have Answers!
We believe the Best Blessings that God gives us are Family & Home
MetroStar® has built its business on the foundation of a strong belief in God. We pray for God's help with each client and blessings over every home our clients consider for purchase.
May God Bless Your Home Search
The Uniquely Positioned & Qualified
MetroStar® The Buyers' . . .
Home Buying Resource™
ROADMAP TO CLOSING™ Checklist
Our Unique & Exclusive Pathway to Your Successful Closing of Your Contract!
( Fourteen Pages of Valuable Checklists )
buying premiere properties ... at the lowest possible price!!™
We also love to help First-Time Home Buyers, start off on the right foot--select the best agent that will help you choose the best home for your ultimate lifestyle.
35% of our business are First-Time Home Buyers.
MetroStar,® Realtors®
YELP: To connect people with great local businesses
Things You Should Know About Yelp
Yelp was founded in 2004 to help people find great local businesses like dentists, hair stylists and mechanics
As of March 2010, more than 31 million people visited Yelp in the past 30 days
Yelpers have written over 10 million local reviews, over 85% of them rating a business 3 stars or higher
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I tell my clients as my Dad told his clients:
"You Buy the Neighborhood,
You Live in the Home." sm
This motto of our company has proved
its weight in gold.
When a House becomes Your Home
January 1, 2008 John Holst, Exclusive Buyer’s Broker
"Home equals shelter -- the only "financial" asset that is also such a fundamental human need that Maslow saw fit to rank it in his storied hierarchy of human needs.
Home is truly where the heart is, and has always been in history.
The tragedy of 9/11 changed and dusted off what was really most important in life -- family and close friends sharing time in their home.
Home became a sanctuary and it was more important to become closer to ten human beings rather than having 500 close and personal friends.Churches were the only public places that were over-flowing; no longer absolutely critical to see the plays live at the football stadium.
Coming home at the end of the day, a place to rest, a place to reconnect with family, a place to enjoy food, conversation and laughter."
That‘s when a House, becomes Your Home. ™
MSR Serving St. Louis, Like None Other.
Our clients are interested in buying premiere properties
at the lowest possible price!!
Foreclosure-Focused Buyer's Broker™
In 2010 industry experts now project that in some areas 35% to 45% of all real estate transactions will be bank-owned/foreclosure/short-sale and other-wise distressed property related!
100% of the market is being affected by the flood of foreclosures--The market has melted to one "lowered-in-price market". No longer do you have the historical two-price-layered markets: the "normal MLS market" and the "foreclosure market". Today's Market is ONE MARKET in price, absolutely presenting to our Buyers, the Best Time to Buy in the last fifty years.
Foreclosures resurrect “FHA 203(k)” Loans
FHA financing product aids in repairing homes
A once little-used Federal Housing Administration loan program is getting dusted off as a tool in the current real estate market’s rush for foreclosed properties.
The number of loans processed through the FHA’s 203(k) rehabilitation loan program has more than doubled in the last year to 11,493 at the end of July, according to FHA. It’s projected to reach 15,000 this year, compared to the 6,751 loans for all of 2008.
A 203K Rehab Loan allows you to finance the repairs or rehab work to your home with your mortgage. The Construction Loan combined with your permanent Mortgage.
For More Info: Click FHA 203K Rehab Loans in our top left column
Don't miss out on the opportunities created from the historic number of distressed properties going to market every day.
Everybody! We are Engaged to Represent
receives the same high level of service, whether you are buying a $1,000,000 estate or a home for $300,000;
experience our turbo-charged professionalism and delivered expertise like never before.
"We're on the hunt for a needle in the haystack
-- just know that going in."
MetroStar®
SevenStar™ Service Assurance #4
REALIZED RESULTS
Productivity signifies to consumers that MetroStar®
belongs in the upper echelon in real estate.
FACT: the top 9% of real estate agents do 90% of the business.
Choose wisely, neither brain surgery nor real estate belongs in the hands of a novice.
best service & privacy
MetroStar®, Realtors® has carved out a select niche market working with the most discriminating customers; our clients demand the best service and privacy above all else.
And, they get it!
Our Clients Get the Ultra Exclusive:
The MetroStar,® REALTORS®
Turbo Home Tour Package™
™
with SevenStar™ Service Assurance
Our Best . . . The Only Way, We Serve You! sm
MetroStar®Dream Home Scorecard™List Price $____________Sale Price $_____________
Date Seen:____________□2nd TimeBuyer #1 Score ________Buyer #2 Score__________
Every Room and Area is Covered in the Full Version for our Engaged Buyer Clients
MetroStar,® REALTORS® Ready to Serve You:
To protect your interests you will need to engage an Exclusive Buyer's Broker;that will solely represent your interests. Under Missouri law, you will need to contract with us as your Buyer's Broker so Your interests are represented properly and not those of the Sellers'.
First - You'll want an experienced agent, of course, and a highly trained broker ready and able to make a full-time commitment to you. We can and will do that. Our Broker committed four years pursuing and attaining a Bachelor of Science in Real Estate & Finance at the University of Missouri in Columbia. That same education would cost over $120,000 in today's dollars.
MetroStar®
SevenStar™ Service Assurance #3
EDUCATIONAL ATTAINMENT
There is a Nexus between Professional Excellence & focused Real Estate education. Providing vital real estate information that will empower consumers to make the best choice to select the Best Home just for you.
REALTORS® CONFERENCE
Strong Commitment to Continuing NAR Education:
Only 22,000 to 28,000 Realtor® members (< 3%) attend the week long national convention and pre-conference educational courses of the National Association of Realtors® to keep up to date on the real estate market. For Nine straight years, I have increased my commitment to invest over $30,000. to further my real estate knowledge. Good question to ask any Realtor® you are considering hiring.
• Attended 2009 NAR Convention in San Diego. California
• Attended 2008 NAR Convention in Orlando. Florida • Attended 2007 NAR Convention in Las Vegas. Nevada
• Attended 2006 NAR Convention in New Orleans. Louisiana • Attended 2005 NAR Convention in San Francisco, California • Attended 2004 NAR Convention in Orlando. Florida
• Attended 2003 NAR Convention in San Francisco, California • Attended 2002 NAR Convention in New Orleans. Louisiana • Attended 2001 NAR Convention in Chicago, Illinois
John C. Holst, Jr. ABR, BSBA-RE, CDPE, CM-CDR, EBB, EW-RE, SFR
Accredited Buyer Representative, Bachelors Science Business Administration in Real Estate, Certified Distressed Property Expert, Certified Mediator, Exclusive Buyer Broker, Expert Witness-Real Estate, Short-Sales Foreclosure Resource Certification, REALTOR® - Broker
John C. Holst, Jr. Practitioner of Real Estate
The title stands to sound reason -- that the reason it's referred to as practice, is because it changes too often to be mastered once and for all. Like Medicine or Law; Real Estate is truly an on-going practice that requires constant learning and dedicated aspirations to obtain the wisdom to claim a certain expertise, but knowing there is always more to learn.
= ChesterfieldRE
Chesterfield Relocation is going full blast executive relocations booming
STL St. Louis #25 most popular destination for relocations in 2009
University of Missouri - Columbia
John C. Holst, Jr.
BSBA Real Estate & Finance
Comparative Property Selection - To Find The Best
Some of the important "acidemia definitions" are given below:
“Comparative Property Selection:The systemized approach to find the best; conceding that the best is never perfect, but realized by abstract science to collect, tabulate and process by examination until the buyer is satisfied that their intended goal has a target to be acted upon by the act of purchasing.”
“Comparative Property Selection has been defined as a branch of real estate science, whose object it is to bring about systematically the establishment of closer relations between the specific expressed desires of a buyer and discovered characteristics of the houses available; and to continually compare side-by-side one against the other; until the judgment is rendered by the buyer by reaching the ultimate conclusion that one is better than another, and is declared best among all the others”
“Most Comparative Property Selection systems pursue to find the best match; by whatever process that leads to a purchase confirming that the buyer’s goals have been best attained.”
By Weighing the Evidence, Justice Finds the One that Prevails.
Select MetroStar® to Help You Find Your Best Home to Buy
You'll want an agent with the working experience needed to know the West St. Louis County and I-64 Corridorin St. Charles County. Informed on the neighborhoods, schools, planned new roads, market conditions, ordinances, etc. With our years of experience in the local market and a proven track record of success, we will insure a smooth transaction.
WEST & SOUTHWEST SAINT LOUIS COUNTY Chesterfield, Wildwood, Ballwin, Ellisville, Grover, Glencoe, Manchester, Des Peres, Town & Country, Kirkwood, Webster Groves, Sunset Hills, Fenton, Eureka, Maplewood, Richmond Heights, Clayton and Ladue.
SOUTHWEST & CENTRAL SAINT CHARLES COUNTY St. Charles , Winghaven, Dardenne Prairie, Cottleville, Weldon Spring, Defiance, New Melle, Augusta, St. Peters, O'Fallon and Lake St. Louis.
You'll want an agent who embraces the convenience of technology without losing the personal touch. We are able to show you up to 22 homes in a day with our optimization mapping software, our dedication to show you nearly every relevant home available and our full access to every channel of available properties.
MetroStar®
SevenStar™ Service Assurance #6
INFORMATION TECHNOLOGY
Committed to providing consumer-relevant
informational content to fully serve our clients
at all stages of the real estate experience.
You'll love the resources available at your disposal, but these will never replace the time we spend with you, serving as your personal guide through this exciting process. Just wait until you see our Turbo-Charged Home Tour Package that we custom prepare for each home that you will tour.
** Every Room and Area is Covered in the Full Version for our Engaged Buyer Clients
GUARANTEE: We will assure you, that you never had the amount of extensive information described above, even on the home you live in now, BEFORE, you contracted and closed on it. You're On!
But, there is more. Once you select your "TOP THREE"; then we review for you even more information on the three properties: homes sold within the last year within a one mile radius, and the median & average cost, and the cost per square foot, and days on the market it took to be purchased, and . . . much much more.
Let's get together and talk about Your home buying plans.
Call us at the office at: 636.386.2000
or the cell phone of our Broker: John C. Holst, Jr. 314.440.3400
"why the offer we make -- is truly the price the Banks should accept"
MetroStar® is the specialist in Foreclosures & Motivated Sales -- defined as liquidity driven sales from banks, financial institutions, relocation inventory, surplus corporate inventory, MLS listings beyond 90 days, new listings by very motivated sellers, builder excess inventory and other sellers that can see the light -- that being, if they want to sell in this "motivated sales" market; then they have to meet the going distressed property price or they will not sell their house. Period.
The MARKET has become as one, with every segment subject to the same downward price pressures so you purchase at the lowest possible price. MetroStar® helps you each step of the way to Price-Downall properties.
Finding the house is almost the easy part,
MetroStar® excels on the Price Negotiation by using our historical bank involvement to justify and document -- why the offer we make -- is truly the price they should accept.
So, What Price Should I Offer?
Offer Price-Tree™ is the creation of MetroStar,® REALTORS®;
Based upon market factors, we are able to assist our buyers with the Offer Price Tree™ -- to set a series of certain Contract $$ Price Points™ with the respective declining percentage chances of Seller’s or Bank's likely chance of acceptance.
The Offer Price Tree™process and business method are protected proprietary intellectual property.
MetroStar®
SevenStar™ Service Assurance #7
INDUSTRY INNOVATION
Creative new ideas are brought to national attention, MetroStar® constantly looks for better ways to serve our Buyer Clients.
Why now? Why the St. Louis area? Just, Ask us!
Dominate Web Presence on the top websites:
MetroStar® owns the top zip codes in St. Louis & St. Charles Counties:
The nation's #1 go to source for foreclosure information. As seen on:
The Banks recognize our Huge Foreclosure Web Presence
i.e. Most Available Buyers = You Get the Best Prices & Terms!!
John C. Holst, Jr., CDPE® Exclusive Buyer's Broker
has the distinction of being one of only 15,000 real estate professionals nationwide (with only 200 in the State of Missouri) that have earned the Certified Distressed Property Expert® (CDPE) Designation. CDEP training is changing the way industry veterans’ deal with the changing paradigm of success in the distressed property arena of the real estate industry.
A Certified Distressed Property Expert® is a real estate professional with specific understanding of the complex issues confronting the real estate industry, and the foreclosure avoidance options available to homeowners. Through comprehensive training and experience, CDPEs are able to provide solutions for homeowners facing hardships in today’s market, specifically short sales.
Our Real Estate Services Uniquely Serve the Needs of Corporate Executives, Private Business Owners, High-Profile/High-Wealth Individuals, Professional Athletes, Medical Practitioners, Professors-Teachers, Banking Executives, Retail Managers and other Buyers that desire & demand the highest level of service.
MetroStar®
SevenStar™ Service Assurance #2
COMMITMENT TO COMMUNITY
We Give-Back. MetroStar® Contributes making
Your New Community an Even Better Place to Live.
Help Foreclosure Pets!
The Foreclosure Crisis has a dark side that needs attention:
PLEASE READ URGENT MESSAGE BELOW ON PETS:
MetroStar's "Truman the Tiger"
Our 2008 "Rescued" Cat Executive Officer
MetroStar® Calls for Community Action & Financial Support of Abandoned Pets
Since 1870, the Humane Society of Missouri has been dedicated to second chances. We provide a safe and caring haven to all animals in need - large and small - that have been abused, neglected or abandoned. Our mission is to end the cycle of abuse and pet overpopulation through our rescue and investigation efforts, spay/neuter programs and educational classes. We are committed to creating lasting relationships between people and animals through our adoption programs. We further support that bond by making available world-class veterinary care, and outstanding pet obedience and behavior programs. The animals thank you for your support.
MetroStar® asks for you to consider making a homeless pet's dream come true; Adopt a Cat or Dog when you purchase your New Dream Home. See their loving eyes and hear the friendly meows & barks at the HSMO Adoption Center, 17357 Edison Road, Chesterfield, MO 63005 636.530.0806
"Pets Have Dreams, Too!"™
A Special Pet-Adoption Program of MetroStar®
See Tammi Britton, Manager Chesterfield Adoptions
Please, be an ANGEL to a helpless animal.
Why Foreclosed Home Owners Abandon Pets
click photo above for more info
Please, Don't Leave Your Pets Behind
A disconcerting consequence of many foreclosures is the increasing numbers of abandoned pets left behind. Some home owners dump their pets at animal shelters where, due to overpopulation at shelters, nationwide almost half of incoming animals are euthanized.
are Trademarked and are the Protected Proprietary Intellectual Property of
MetroStar®, Realtors®, Chesterfield, Missouri
any use of this term, reference, distribution or copying of the inherent business process and practices are prohibited.
Representation available for purchasing properties above $125,000.
Exclusive Representationavailable for purchasing properties above $275,000.
******* ******* *******
Your Foreclosure Focused Buyer’s Broker trained to handle Incoming Relocations in the CHESTERFIELD MO 63005 63017 areas. Offering you our EXCLUSIVE BUYER'S BROKER services to find the Foreclosure Bargain for you in the St. Louis area. Executive INCOMING RELOCATIONS into the Saint Louis MO and Chesterfield Missouri areas are our specialty. Community Experts for foreclosure.com and realtytrac.com to help your home buying success -- be sure to engage a Buyer's Broker like MetroStar Realtors to represent your interests.
Handling "FORECLOSURE" in CHESTERFIELD MO 63017
Securing "Bank Owned" in CHESTERFIELD MO 63005
Finding "FORECLOSURE" in BALLWIN MO 63011
Buying a "Bank-Owned" home in BALLWIN MO 63021
Find a "FORECLOSURE" in ST. CHARLES MO 63304
Get a "Short-Sale" bargain in West St. Louis County MO
Corporate Financial Productions, Inc.
Missouri Licensed Real Estate Corporation #000008294
Filed d/b/a with State of Missouri:
MetroStar,® REALTORS®
RELOCATION REALTORS® OF CHESTERFIELD
CHESTERFIELD RELOCATION REALTOR®
MetroStar® FORECLOSURE SPECIALIST
Registered Website Domains:
MetroStarUSA.com
MetroStarRealtors.com
CHESTERFIELDRELOCATIONREALTORS.COM
Broker-Officer: John C. Holst, Jr., President/Managing Broker
License # 1999019505
******* ******* *******
Coming Soon:Columbia, Missouri in Boone County
Our expanded coverage,
Serving the Cities of Columbia and Ashland.
Opening Mid-2010, a new division:
MIZZOU,™ REALTORS® of Columbia, Missouri
MIZZOUREALTORS.com™
MizzouRealEstate.com™
Find the most complete
Foreclosure & Bank-Owned
Real Estate information for Columbia, Missouri
the Home of the Mizzou Tigers.
click above -- for SPORTS schedule
Something each Buyer should consider:
In the case of SNIDER v. OKLAHOMA REAL ESTATE COMMISSION, June 1, 1999
The OKLAHOMA SUPREME COURT said:
"Sellers' agents and dual agents do not and cannot by law give a buyer the same degree of loyalty as an agent who acts on behalf of a buyer. Sellers' agents owe their allegiance to the seller. Dual agency invites a conflict of interest. A buyer who relies on the seller's agent or on dual agency does not receive the same degree of legal protection as that afforded by an agent acting solely on behalf of the buyer".
PROTECT YOUR INTERESTS BY HAVING AN EXCLSUIVE BUYER'S BROKER.
"If you want someone to represent
only your interests, consider hiring an
“Exclusive Buyer’s Agent”
who will be working for you."
so says -- The Department of Housing and Urban Development (HUD)
*********************************************
MetroStar,® REALTORS® INTERNET DISCLAIMER INFORMATION
MetroStar, Realtors, its officers, employees and agents ("MSR") do not represent nor endorse the accuracy or reliability of any of the information or advertisements contained on, distributed through, or linked, downloaded or accessed from any of the services contained on this website ("Materials"), nor the quality of any products, information or other materials obtained by the user as a result of any advertisement , offer or other information contained in or in connection with the Materials ("Products"). Users acknowledge that any reliance upon any Materials is at their own risk.
THE SERVICE AND THE MATERIALS ARE PROVIDED BY MSR IS ON AN "AS IS" BASIS, AND MSR EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE SERVICE OR ANY MATERIALS OR PRODUCTS. IN NO EVENT SHALL MSR BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WITH RESPECT TO THE SERVICE, THE MATERIALS OR THE PRODUCTS.
Representation available for purchasing properties above $125,000.
Exclusive Representationavailable for purchasing properties above $275,000.
Banks & Our Buyers Recognize Our Dominate Web Presence
TheExclusiveBuyersBroker.com ™ Bringing Home the Bargains SM
= CHESTERFIELDRE
Why will we work extra hard for you? Reputation & Referrals
Extraordinary+ Service™ of an EXCLUSIVE BUYER'S BROKER
Service You can Trust . . . to Refer Your Best Friend™
MetroStar,® Realtors® Professional "Buyer-Only" Services provides our very helpful 14 page RoadMap to Closing™ checklist that is customized for each of our Buyer clients to insure in step-by-step manner -- a very smooth process to closing the sales contract.
"Worth Double its Weight in Gold" said a satisfied client
John C. Holst, Jr. ABR, BSBA-RE, CDPE, CM-CDR, EBB, EW-RE, SFR
Accredited Buyer Representative, Bachelors Science Business Administration in Real Estate, Certified Distressed Property Expert, Certified Mediator, Exclusive Buyer Broker, Expert Witness-Real Estate, Short-Sales Foreclosure Resource Certification, REALTOR® - Broker
John C. Holst, Jr. Practitioner of Real Estate
The title stands to sound reason -- that the reason it's referred to as practice, is because it changes too often to be mastered once and for all. Like Medicine or Law; Real Estate is truly an on-going practice that requires constant learning and dedicated aspirations to obtain the wisdom to claim a certain expertise, but knowing there is always more to learn.
REALTORS® CONFERENCE
Strong Commitment to Continuing NAR Education:
Only 22,000 to 28,000 Realtor® members (< 3%) attend the week long national convention and pre-conference educational courses of the National Association of Realtors® to keep up to date on the real estate market. For Nine straight years, I have increased my commitment to invest over $30,000. to further my real estate knowledge.
Good question to ask any Realtor® you are considering hiring.
How many NAR conventions have you attended in the last 10 years?
• Attended 2009 NAR Convention in San Diego. California
• Attended 2008 NAR Convention in Orlando. Florida • Attended 2007 NAR Convention in Las Vegas. Nevada
• Attended 2006 NAR Convention in New Orleans. Louisiana • Attended 2005 NAR Convention in San Francisco, California • Attended 2004 NAR Convention in Orlando. Florida
• Attended 2003 NAR Convention in San Francisco, California • Attended 2002 NAR Convention in New Orleans. Louisiana • Attended 2001 NAR Convention in Chicago, Illinois
Quick to Terms & Quick to Close ™
The Banks Know:
MetroStar® Realtors®
The Banks are dealing with a 100% Broker: MetroStar®.
100% of all ACCEPTED CONTRACTS submitted to
Banks and Fannie Mae & Freddie Mac HAVE SOLD & CLOSED.
MetroStar®has a reputation to complete contracts to closings.
The Banks Count on It!
MetroStar,® Realtors® Relocation Creed
Providing transferees with our Independent Home Purchase Program will speed their settling into to their new location and work environment.
Since real estate Home Finding Services are Personal Service Contracts, You the transferee should be the one to choose the person you are most comfortable with to find your new home.
Each transferee benefits from the dedicated and responsive support of a single, Highly Trained Real Estate Relocation Focused Buyer’s Broker Professional, committed to finding you the best home at the lowest possible price.
Our policy of fulfilling Competitive Supplier Independence ensures that every transferee receives best-value, best-in-class service throughout the home purchasing and closing process. We provide the local expertise to make the process of settling in as easy as possible.
For Incoming Relocations: Your employer won’t be subject to a more expensive relocation from the “too tempting for them to resist” higher owner's title insurance policy costs from the RSP’s in-house or affiliated title company, and keep repeating . . . for in-house: flood cert, surveying, broker network, insurance, mortgage loans, etc. etc. No, greed is not good for you or your company.
The Transferees’ Freedom of Choice to Choose Their Own Selected Buyer’s Broker should enhance their regard of your corporate relocation policy as a benefit, not a burden.
Buying Your Home in St. Louis Area
MetroStar,® Realtors®
WE PROMISE AND GUARANTEE
To put client interests before our own. As an Exclusive Buyer’s Broker: No conflict of interest. No steering towards or away from in-house listings. No hidden fees or profits. Unlike many, we don’t have in-house loans, escrows or have a hand in making money off of providing title services. We always want the freedom to recommend the best services and most competitive rates for our clients—and we do. This can result in savings of hundreds to thousands of dollars for our buyers.
To earn our fees, and make nothing if we cannot perform. We charge no up-front fees, no advance fees, and no transaction fees. In 99% of the case, the seller or bank-owned servicer pays our normal buyer-side real estate commissions. We openly disclose what are being paid on each property including any selling broker bonuses that may be offered on certain properties. We pay for all our home finding costs, (gasoline, printing, ink/paper, etc.) and still search for ways to save our clients both time and money.
To skillfully negotiate on our client’s behalf. For the buyer, we work hard to package financing, pricing and timing to create a successful transition into their new home. We strive to maintain our reputation for “Center-Masterpiece Transactions.”
To expertly manage your transaction from beginning to end. This will include the coordination of appraisers, inspectors, insurance underwriters, escrow demands, disclosures, legal requirements and the other unexpected events to come with the territory.
To talk to you! Like you, we tire of voice mail and touch-tone mazes. If you are represented by one of our professionals, you will almost always be able to speak with a responsive person 24/7/365. It could be as simple and frustrating as a buyer who has hit a loan-qualifying hurdle.
We listen to you! Give us a call and tell us where you would like to be in the next three months. We promise to listen and to help guide you toward your desired housing and home investment goals.
Call MetroStar,® Realtors® 636.386.2000
Explanation of "Expert" or "Master" in Real Estate:
I have been graciously blessed with God-given talents in real estate:
With a Servant's Spirit, We Want to Serve Your Housing Needs
As you choose professional counsel in real estate, please understand that the title of expert has been humbly pursued over the last four decades; following in real estate brokerage with my broker father, having a certain DNA from centuries of forefathers in the building & land business, earning a University degree in Real Estate & Finance, continuing to upgrade my education with certifications and specialized training, but mostly, my expertise comes from the creator of the universe who has seen fit to bless my career with insight and wisdom to understand and navigate the purchasing process for my clients.
We work with people of all faiths in a higher being.
As for myself, I have been a member of St. Louis Family Church
in Chesterfield Valley since 1991.
If you are looking for a great church to attend during your home hunting trip to St. Louis, I would encourage you to attend a service.
17458 Chesterfield Airport Road, Chesterfield, MO 63005
Friday 7:30pm; Sunday 8:00am, 9:30am, 11:15pm
Statement of Faith: [ from Hillsong Church, Castle Hill, Australia ]
Our Prayer for You is that you would come to know Jesus Christ as your Savior and friend. His life, death and resurrection represents the greatest gift of love the world will ever see. It's a free gift for you -- all you need to do is accept it.
A brand new start to a life lived in relationship with God.
We encourage you to find the peace that comes from a personal relationship and go to a Bible believing church and ask the pastor to help you understand the God that is knocking on your door. I personally benefit by playing the music and songs available under The Hillsong Worship Team banner.
MetroStar,® Realtors®
HOME BUYER REPRESENTATION
Service You can Trust . . . to Refer Your Best Friend™
On homes, we will represent the Buyer 100% of the time, we never take residential house listings, nor do we ever represent individual home sellers.
Our Broker, John C. Holst, Jr., has focused his craft predominantly on residential real estate brokerage with complimentary work in residential & commercial real estate development & financing of over $600M.
MetroStar,® Realtors®
COMMERCIAL PROPERTIES DISPOSITION SERVICES
Our commercial & industrial clients, as well as farms-acreage-lots owners, and certain large multi-family investors occasionally require property disposition services where we represent the seller of those commercial type properties to handle the sale to other investors. Real Estate Disposition Services are available only upon request.
MetroStar® believes: "We will help you Select your Best Dream Home First, and, then -- let us Price-it-Down to a Bargain."
Too many people go for the "bargain" first, and not the "best home" first. Don't miss buying the Best Home -- let the price be taken down by us as Your Buyer's Broker. The MARKET has become as ONE, with every segment subject to the same downward price pressures -- so through MetroStar's expertise you can purchase the best at the lowest possible price. MetroStar® helps you each step of the way. We will show you ALL available segments: Bank-Owned, Foreclosed, Pre-Foreclosed, Silent Market, Motivated Sellers in the MLS and Corporate-Owned Relocation Bargains – then You will have access to all segments of homes to buy -- that meet your exact needs and dreams.
Engage MetroStar® THE EXCLUSIVE BUYER'S BROKER
Today to SecureThe Bargain on the Best Home
Something each Buyer should consider:
In the case of SNIDER v. OKLAHOMA REAL ESTATE COMMISSION,
June 1, 1999
The OKLAHOMA SUPREME COURT said:
"Sellers' agents and dual agents do not and cannot by law give a buyer the same degree of loyalty as an agent who acts on behalf of a buyer. Sellers' agents owe their allegiance to the seller. Dual agency invites a conflict of interest. A buyer who relies on the seller's agent or on dual agency does not receive the same degree of legal protection as that afforded by an agent acting solely on behalf of the buyer".
MetroStar,® Realtors®
Anticipating Every Need of Our Buyer Client
Beyond What They Would Even Expect™
Exclusive Buyer's Broker Nationwide Network™
636.386.2000
Our Motto: "Buy the Neighborhood, Live in the Home"sm
MetroStar,® Realtors®
Very Simple Service Guarantee:
In 1964, our real estate founder,
John C. Holst, Sr.
prescribed his view of a successful real estate business:
"Make your customer happy and you’ll also make your banker happy.
Always exceed all of your customer’s expectations, even if they may be somewhat un-reasonable.
The demanding customer will stretch your delivery of service to a point that you will eventually have the best competitive & professional advantage.
New service levels are created only by new and higher levels of customer demands and expectations."
Opinions expressed within this website are proprietary reflections that should have independent verification to your sole & complete satisfaction and confirmation; seek outside advice prior to acting upon any views expressed or implied herein. Comments on our content are always welcomed.
Always seek separate professional financial, legal and accounting advice before acting on any opinion, observation or recommendation in our marketing.
Certified Mediation Process Training Program
CDR Associates COLLABORATIVE DECISION RESOURCES
In the Theory & Practice of Conflict Management
40 hour class-room course Boulder, Colorado in August of 1992
Real Estate Relocation Member
Equal Housing Opportunity / Fair Housing
Our Exclusive: CLIENT-In-Que™ Home Buyer's Program
Chesterfield Relocation 
When & whether to remove contingencies? Will I see all homes available, or just those the agent picks? Will I get all my questions answered? Will I see my agent after I sign the contract? How can I be sure the agent doesn't have adverse interests to mine? 
We realize some clients want the Home Buying Process to be a Team Sport, some more than others, we are fine with that -- and encourage client involvement, we can point people in the right direction to find what they need -- to come up with all the information and to have the fun of discovering the solutions yourself, as much as you want. And we will always be ready to blend-in our years of expertise to keep the mission heading towards the ultimate success of finding the best home at the best price. 
We will show you ALL available segments: Bank-Owned, Foreclosed, Pre-Foreclosed, Silent Market, Motivated Sellers in the MLS and Corporate-Owned Relocation Bargains – then You will have access to all segments of homes to buy -- that meet your exact needs and dreams.
Eligible taxpayers who are in the armed forces or who are members of foreign-service or intelligence organizations can earn home buyer tax credits if they enter into a binding contract to buy a Wildwood / Ballwin / Chesterfield area home.
Previous home owners are eligible for tax credits of up to $6,500 if they are replacing a principal residence they have owned for any five-consecutive-year period during the preceding eight years. 
.com
Since we were from out of town, our time was very critical, you always made every minute count and you were always prompt. I know we could not have secured such a property at such a price without your extensive background and knowledge. Your expertise with the paperwork was fantastic, you navigated us through a very challenging contract. I would highly recommend you to anyone seeking to buy property in the St. Louis area. We could not be more pleased with your services before, during, and after the closing. Thank you again for making this a perfect transaction. 
= CHESTERFIELDRE
One of the Blessings of working in Real Estate is that we are involved with one of the most important aspects of your life; 
e market is being affected by the flood of foreclosures--The market has melted to one "lowered-in-price market". No longer do you have the historical two-price-layered markets: the "normal MLS market" and the "foreclosure market". Today's Market is ONE MARKET in price, absolutely presenting to our Buyers, the Best Time to Buy in the last fifty years.
To protect your interests you will need to engage an Exclusive Buyer's Broker; that will solely represent your interests. Under Missouri law, you will need to contract with us as your Buyer's Broker so Your interests are represented properly and not those of the Sellers'. 
REALTORS® CONFERENCE
Informed on the neighborhoods, schools, planned new roads, market conditions, ordinances, etc. With our years of experience in the local market and a proven track record of success, we will insure a smooth transaction. 
Foxy & Catcher in 2009 
![[MORTGAGE]](http://sg.wsj.net/public/resources/images/MI-BC013A_MORTG_NS_20100312214601.gif)
Equal Housing Opportunity / Fair Housing
= CHESTERFIELDRE
